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Pennsylvania Auto with Auto Insurance Coverage

Auto Insurance

Auto Insurance

Most states require drivers to carry a minimum amount of coverage to operate a vehicle, and Pennsylvania is no exception. The minimum amount of coverage allowed in the state is known as a limit. You can add more coverage to your limit, which provides you with more protection.

Some Facts About Car Insurance

Although it's perfectly legal to drive on Pennsylvania roads with minimum liability insurance, you could be putting yourself at risk if you're involved in an accident. You might find yourself paying for damages out-of-pocket when you carry the minimum amount of coverage. When you don't have the right type of car insurance, it could cause you more damage beyond automotive repairs.

At Kitchen & Associates Financial LLC, it is our job to provide you with enough coverage that you can comfortably afford while keeping you and your passengers protected both physically and financially. Trying to find the right car insurance can often feel like walking tightrope. We know you're trying to find the perfect balance between affordability and quality protection. It's our job to help you find that balance.

Required Coverage Options

In Pennsylvania, you have three required coverage options: Bodily injury liability, property damage liability, and medical expense liability. Here's a short summary of each option:

  • Bodily Injury Liability- Protection against a bodily injury claim if you're responsible for the accident that caused the injury
  • Property Damage Liability- If you are found responsible for an accident, this coverage pays for damages to the affected person's property.
  • Medical Expense Benefits- This benefit will pay for any accident-related injuries you or anyone else experienced

Learn more about your required coverage options and more facts about car insurance when you schedule an appointment today with our professional team at Kitchen & Associates Financial LLC. Don't forget to try our rating tool for a free, no-obligation quote.

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